A Quality Legal Representation Team and Cost-Effective Solutions
In the United States, banks must be organized under strict requirements by either the federal or a state government. Banks receive funds for loans from the Federal Reserve System provided they meet safe standards of operation and have sufficient financial reserves. Bank accounts are insured up to certain limits by the Federal Deposit Insurance Corporation. Litigation frequently arises from allegations that a bank has not complied with these requirements, standards and limits.
Many lawsuits arise out of commercial lending, financing and leasing transactions. Others arise out of consumer lending and mortgage practices. Sometimes, duties are imposed on lenders. Whether you are a banker or a lender, Smith Larsen & Wixom is proficient in handling all such lawsuits and defending against claims of lender liability.
A good attorney will help you understand your rights and duties so that you do not end up in a lawsuit later on. But sometimes you have no choice and litigation is thrust upon you. When that happens, your attorney must be ready and able to enforce your rights or defend you. Whether you are a buyer, seller, or lender, Smith Larsen & Wixom has represented many others in your situation and can help you resolve your business dispute fairly and efficiently.
Anyone who runs a business or owns commercial property is at risk of being sued by anyone injured on the business premises. Businesses are also at risk for injuries caused by dangerous or defective products that they manufacture or sell.
Sometimes, your commercial general liability insurance policy will cover your defense costs and liability. Many businesses are increasing their deductibles and retaining some risk in order to minimize insurance premium costs. When an injury occurs that is not covered by your insurance, you still need to either pay valid claims or defend against baseless claims. .
When disputes arise in business or family life, it is frequently desirable to resolve the issues more quickly and confidentially than can be achieved in court. Arbitration and mediation can provide a forum to resolve your dispute in a fair and private setting. Smith Larsen & Wixom attorneys are familiar with such proceedings not only when representing litigants. Our attorneys have also served as arbitrators and mediators, so we know the ins and outs of such alternative dispute resolution mechanisms. Let us guide you through the proceedings effectively and efficiently.
The law is not perfect. Neither are judges. When a judge makes a mistake, or when the law needs to be clarified or changed, an appeal may be necessary. When our clients prevail in the trial courts, the opposing party may appeal. The attorneys at Smith Larsen & Wixom have prosecuted appeals for our clients and defended against appeals by opposing parties. Some of our cases have resulted in precedent-setting published decisions in state and federal courts.